The conference, held online due to the restrictions imposed by the pandemic, will also have a second part, next year, in which we will again be partners.

Fintech Moldova Conference is the largest fintech event in the neighboring country and brings together representatives of the most important banks and financial services companies in Moldova and Romania. The topics addressed will be related to the digital transformation of payments, the development of the financial sector, open banking and other trends in the payments industry.

This collaboration supports the IL PASSO premium universe by integrating secure and fast payment solutions into the customer journey, fully aligned with the brand’s standards of excellence.

For SIBS ROMANIA, this isn’t just about attending the event, it’s about staying plugged into what truly matters: to listen, learn, and understand what the Baltic region needs next. ​With solutions running across three continents and adapted to the specificities of each market, we know that staying close to local realities is what keeps innovation relevant and impactful.​

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At the conference, Hugo Araujo CEO SIBS Romania presented an overview on the payments market & trends in EU in the post pandemic world, as well as addressed the path Moldova can take for a quicker financial inclusion.

Through modern solutions such as Soft POS, virtual card, P2P, Pay-by-link, API integrated services or 3D Secure full services boosting e-commerce, SIBS is supporting a quicker digital adoption in Moldova, and it continues to be a reliable Partner for Moldovan Fintech market, as it’s been since 2009, when it entered the neighboring market through Romcard.

The highlight of this year’s edition was the “Tap into Tomorrow” workshop, a creative exercise in which participants explored the future of payments. The most promising ideas were rewarded with tickets to the Retail Arena festival, a landmark industry event where students will join the SIBS Romania sales team, fostering a direct connection between young talents and the current realities of the retail market.

“The real transformation in SME banking happens when technology goes beyond transactions and becomes a growth engine. Our mission is to turn the POS into a strategic tool — enabling smarter operations, better access to finance, and a frictionless experience for merchants. And discussions like this — whether on stage or in any space where we meet leaders from innovative companies — genuinely push the industry forward. That’s where perspectives meet, ideas take shape, and collaboration turns into the kind of innovation that truly matters.” — Augustin Dobre, CEO SIBS Romania

• +1 BILLION transactions processed


• E-COMMERCE growth through ACS in Middle East & Asia


• Approved by BNM as external processor


• Strong resilience on BLACK FRIDAY with  +40% surge in processed transactions, + 30% increase across the weekend, + 10.9 million transactions processed and + 2.3 billion RON value processed.


• POS SHARING reached 16 major retailers – Retail, Medical & DIY and 10 banking partners, with increased values for BLACK FRIDAY – +31% increase in transactions & +81% surge in value and + 10,100 new terminals enrolled.


• NEW BANK integrated with end‑to‑end payment solutions for transactions, e‑commerce authentication, card personalization, API‑driven infrastructure, customized credit card services, and the Paywatch AntiFraud system.


• SOFT POS saw a 39.53% YoY growth in transactions, with 11 partners – 7 local, 4 International and new capabilities launched including “Cash to Card” and activation‑ready “Cashback”


• PAYWATCH AI ANTIFRAUD – implemented for 3 banks in Romania and the Republic of Moldova with plans to expand in 2026 to Mobile Banking and Acquiring, supporting 2 more institutions.


• International expension with ACS services across Middle East & Asia, through Romcard.


• Strategic partnerships to support smart MOBILITY SOLUTIONS in cities such as Brașov, Iași, Timișoara, Constanța, Sibiu, and Alba Iulia through 5,000 POS terminals for a seamless & secure travel.


• First editions of CONNECT DAY- an innovative event premiered by SIBS Romania that bridge the gap between banking and retail partners in a collaborative space and OPEN DAY – designed to offer students an insight on the payments industry through direct access to real-world expertise and professional career paths.


• Over 378,000 interactions managed by our in-house CONTACT CENTER , with 24/7 support for financial institutions and retailers, a new strategic collaboration with a local banking institution and 5 new merchants in POS Sharing support.


• AWARD for Romcard for its pioneering role as the nation’s very first card processor in Romania – +30 years since processing the first online transaction in Romania.

Happy anniversary SIBS people! None of the accomplishments are possible without you.

Taking part in such international events allows us to stay at the forefront of innovation and deliver payment solutions that are secure, fast, and tailored to our customers’ needs. We are proud to extend our expertise beyond borders and lay the groundwork for strong partnerships at the heart of the Balkans.