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Big ideas, bold conversations, and a look at what’s next for SME banking

Yesterday at Banking 4.0 event in Sinaia, we joined a dynamic panel through Augustin Dobre, CEO of SIBS Romania, dedicated to the topic “Smart POS: Reinventing SME Banking”, where we explored how POS technology is evolving from a simple payment terminal into a true financial hub for small businesses. The conversation highlighted how interoperability, open collaboration, and next-generation POS capabilities can redefine the way SMEs operate — enabling more efficient processes, improved access to financing, and sustainable long-term growth.


“The real transformation in SME banking happens when technology goes beyond transactions and becomes a growth engine. Our mission is to turn the POS into a strategic tool — enabling smarter operations, better access to finance, and a frictionless experience for merchants. And discussions like this — whether on stage or in any space where we meet leaders from innovative companies — genuinely push the industry forward. That’s where perspectives meet, ideas take shape, and collaboration turns into the kind of innovation that truly matters.” — Augustin Dobre, CEO SIBS Romania